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Madagang tanghali and Selamat siang — or should I rather say (take your pick– I’ve heard them both frequently), “Hello ma’am! Hello mister!”  Said with the utmost of sincerity, a beaming smile, and the seemingly universal wish for me, an ‘exotic species’ in Southeast Asia, to respond.

And so, my adventures continue.  Continue wonderfully, exceptionally well, and unfortunately all to quickly.  The last time you heard from me I had just wrapped up in Viet Nam, and in the month since then I have explored two very different archipelagos, those of The Philippines (Filipinas) and Indonesia (the ‘capital’ island of Java (Jawa) and the paradise-on-earth called Bali).  This installment could also be called The Island Phase, as it has entailed significant island-hopping, endless kilometers of coastline, and yet another new manifestation — and appreciation — of diversity.  This time the diversity is that which has been dictated by geographic distance and remoteness.  While Indonesia as a whole has several aspects in common with Malaysia, both Bali and The Philippines are worlds apart.  I found each of them to be wildly and uniquely fascinating, and all the moreso when put in reference and contrast to the places I’ve already visited.

The Philippines is a Catholic, meat-eating, English-speaking, basketball- and America-obsessed ‘blip’ in Southeast Asia.  The people and the ‘eighth wonder of the world’ rice terraces of North Luzon rank among the best things about the country (see below), and the congested megalopolis of Manila is undoubtedly the worst.  Little idea of the latter did I have upon arrival there.  My first impressions were shaped by traffic, television, armed security guards and artificial ingredients.  To call Manila ‘a big pit’ is an understatement; a 10-km, 1 1/2 hour taxi ride to my guesthouse was ample proof of that.  En route I had plenty of opportunity to view not only the capital’s urban filth, but also the delightful Filipino adaptation known as the Jeepney.  Basically refit, decorated, and blessed-by-the-virgin-Mary US army vehicles, jeepneys are the brightest thing on the road — though they do not provide the most comfortable ride!  Gone were the cyclos and tuk-tuks… Continue Reading »

Savings-Led MF & Youth

It’s been far too long since I wrote a proper blogpost.  That’s mostly because I — along with what seems like half the world — tweet rather than blog these days.  You can follow me here.  And my travelogue-library reduxes are still some ways from completion, alas.

Last week I was in Boston to attend a Gates Foundation-sponsored symposium on savings-led microfinance.  It was held at the Fletcher School, so great to take a trip down memory lane.  Spent time at Harvard and met the founder of SeedingLabs, another social enterprise focusing on in-country scientific research in the developing world and that I am keen to see expand dramatically in the coming years.

My eyes were opened to the power of savings as part of a broader platform of financial products and services for the world’s poor and underserved communities.  I’ve often encountered legal, regulatory and big-picture policy issues related to savings:  what kind of entities can and cannot offer savings, appropriate prudential and non-prudential regulations, and so forth.  But I hadn’t spent much time on the different grassroots, village-based, self-regulating (so unregulated from a governmental perspective) approaches that are taking root around the world.  Although not without their own set of challenges, they offer a robust new tool to deploy as part of a broader financial platform in many countries.  Oxfam’s Savings for Change program is one such example, but there are a surprising number of others.  And there’s clearly a role for linkages among these smaller groups with larger MFIs, though much debate remains as to the appropriate “linkages” to forge, as well as when and how to foster them.

Following the principal gathering day, there was a half-day open space for microfinance practitioners.  Par for the course, it was a highlight of the entire symposium.  We spent time discussing topics as broad as the Psychology of Savings (and how cognitive biases factor in) and how to foster more savings initiatives for youth.  Regarding the latter I learned more about organizations like the Corporation for Enterprise Development (CFED) with savings-led programs in the U.S., and Aflatoun, based in the Netherlands and operating throughout the developing world.  CFED and Aflatoun’s activities resonate with me on multiple levels, not least the connection between Youth + Savings + Education investment.

So as I continue to navigate my current crossroads, even more to think about — how do we spur more action and innovation in this space, especially for future generations (and in a way that gives younger cohorts some control and meaningful responsibility in the process)?

Happy (belated) new year — and then some!

Incredible how time has flown by.  African adventures, holidays, Obama administration and more positive changes on the horizon…

The best way to track me these days (including all of  my African travelogues, which now seem like a long time ago) is still on my Tweetstream.  However I do plan to write a longer, more ‘robust’ narrative in the coming weeks.  No promises as to when it’ll be ready, but whenever it is you’ll be able to find it here.

Quick recap since my last post.  Africa trip highlights are too numerous to list, but here’s a snapshot:

  • Meeting Obama’s grandmother Sarah in the very rural ‘village’ (read: dirt road, mud huts, smiling kids and scrappy dogs) of Kogelo, western Kenya
  • Bicycling down the escarpments of the Great Rift Valley, through banana plantations and ending up on the shores of Lake Nakuru with zebras to my right, wildebeests to my left and a rainbow overhead
  • Feeding giraffes by hand, cruising by a fabled white rhinoceros and viewing lions less than 5 meters away
  • Hiking through a Zanzibari “spice farm” and plucking fresh nutmeg, cloves, vanilla, peppercorns (5 colors), ginger, cacao, annatto, lemongrass, cardamom, tumeric, cinnamon, curry leaf and more from the branches and vines, then eating a simple meal with a village family that used the spices we’d brought
  • Celebrating Jerry’s birthday with spit-roasted goat, green bananas and new Maasai and Chagga friends
  • An impromptu morning concert with about 40 local schoolkids dancing and grooving to their hearts’ delight, with spontaneous portraits captured happily afterward
  • Crossing the equator 4 times in one day — and doing a handstand on it, of course
  • And last but definitely not least, spending several wonderful days teaching at the IDLO law-and-microfinance course in Tanzania with participants from everywhere from Malawi to Madagascar to Nigeria to Uganda and beyond… an amazing, fun, inspirational group and I learned so much too!

Flickr photo albums can be found here:

Returning to San Francisco after a marathon 37-hour journey (which included taxis, boats, buses and planes) was like entering another, faster, chillier, almost surreal world.  Cars went way too fast, there were no large animals grazing at the roadside, and shops were so large and brightly-lit… strange!

Happily it was also the holiday season, so enjoyed that to the fullest.  Then the new year, lovely family visits, some microfinance speeches… and here I am, here we are, so blessed and lucky and thrilled to be alive at this amazing time.  We donned our matching Obama kangas, purchased from a roadside stall in rural Tanzania, proudly throughout the inauguration celebrations — then saw the exact same one greeting Obama in the White House!

On that note, get ready for some hopefully exciting, positive changes on the horizon — in Washington DC, and also closer to home here in San Francisco.  Kwaheri for now!

Seulam (Amharic, from Ethiopia) – Hujambo (Kiswahili, from Kenya) — Greetings from East Africa!

I’ve been on the road for almost 2 weeks now, yet due to lack of both quality internet access and time have not been able to blog as much as I’d hoped.  It’s been an amazing journey so far, as I’d hoped and expected… Addis Ababa, Nairobi, and now a small village (no electricity) in rural western Kenya near the Kakamega forest reserve.  I’ve hob-nobbed with cabinet ministers about legal reform for microfinance; seen zebras, giraffes, gazelles and even the fabled white rhino at close range; and experienced family hospitality and microentrepreneurship first-hand.  It’s an extraordinarily rich, diverse, warm and fascinating area, yet saddled with a problematic history (on many levels) and current obstacles to change.  Obama and his legacy live strong here — even 5 year olds know his name, and his portrait is painted on the side of many buildings.  I am delighted to be one of the first unofficial “foreign ambassadors” of the new-administration-to-be and can only hope that the push for meaningful change becomes a truly global movement.

I’ve also come to realize that online connectivity is not one of the region’s strengths.  So it’s probably best not to get my (or anyone else’s) hopes up by promising to blog “live”; rather, I may end up reverting to offline observations and note-taking, to be followed by a more comprehensive travelogue post after-the-fact.  It will depend in part on whether access options get any better in the coming weeks…

Meanwhile I’ve posted many “mini-blogpost” tweets online, which can be found here.  At least they provide a few snippits and insights into what I’ve experienced so far.  Please continue to check back at the same Twitter link, as I intend to update it as often as I can!

Kwaheri for now…

This past week has been incredible. First BarCamp Africa at the Googleplex, then the inaugural SoCap (social capital) conference in SF. My mind is still spinning with ideas. Amazing and inspiring people, tremendous opportunities, so much to be encouraged and enthused about…

I moderated a BarCamp panel on social, cultural, political and development issues in Africa. A fabulous diversity of perspectives — from documentary filmmaker Amie Williams‘ experiences of the Kenyan political violence through the eyes of a teenage girl, to Joseph Nganga’s efforts at alternative energy and rural needs thanks to companies like Vipani, to Josh Goldstein’s work with Google regarding internet policy and the specific needs of Africa (and a Fletcherite like me!), to Ken Banks‘ initiative to deploy technology to community health workers and hospitals in rural areas, to Kjerstin Erikson’s organization FORGE that works with post-conflict refugees in Zambia and beyond. Other highlight breakout sessions included an African music and dance journey, brainstorming about the likes of the XPrize, and taking an extraordinary Google Maps adventure above, below and around the continent.

Less than 48 hours later, I found myself at SoCap. Along with some 700+ other people — double the original capacity, from what I understand — packing into Fort Mason and eager to meet others interested in going “beyond microfinance” and pushing the double bottom line and social investment envelopes further.

There were more than 50 breakout sessions organized by the SoCap team, plus an unconference day facilitated by Jerry Michalski. Particularly noteworthy organized sessions included New Spin on Old World Development, Design in the Developing World, Venture Philanthropy and International Government Investment, Sustainable Energy Investments for the BOP, New African Capital and Scaling US Social Enterprise (that’s only a small fraction of what was on tap). The day was capped off by an engaging, challenging Oxford-style debate regarding whether profit maximization is the best way to reach and assist the poor. I lost count of how many times I heard the word “philanthrocapitalism”…

I must say — and not only because of my connection to Jerry :-) — that the unconference day was the best of all. Not only because it allowed participants to own and direct the discussions themselves, but also because this format finally provided “something different” at this type of conference. A forum to connect with others on one’s own terms and with one’s own thoughts in the open. A chance to let discussions take tangents, which 99% of the time lead to even better things. An opportunity around every corner to be surprised, challenged and reminded about the myriad avenues to build community.

A sampling of the unconference sessions I attended (can we say, custom-tailored to what’s most relevant to me these days?!):

  • “Legal / structuring 101″ for social investing (including VC folks, entrepreneurs and a few lawyers for good measure)
  • Social impact metrics and measurement parameters
  • Franchising social enterprises (including e.g., microfranchising)
  • Fortune 500 companies: Can they innovate via social investment?
  • Social investment in Africa
  • Alternative exits, with an emphasis on legacy

I’m looking forward to staying in touch with so many people from SoCap (big question: might we work together someday?) and look forward to SoCap 2009 already. As for BarCamp Africa, I’m not sure if it’s an annual event but definitely think it should be — and its relevance will be felt again quite soon, as exactly 3 weeks from today I’ll be Ethiopia-bound!

I depart for east Africa 6 weeks from today. I’m so excited I can hardly stand it. Much remains to be done — including yellow fever vaccinations and other mundane tasks — but I’m confident everything will get completed in time.

A couple of unique recommendations for anyone interested in further-flung travel, in one case Africa specifically and the other with more global appeal. BarCamp Africa is slated to take place on October 11 at the Googleplex and offers to be an extraordinary day full of issues, ideas and initiatives related to the continent (and people keen to learn more about them, get involved more directly, or who already have relevant and want to share it). I’ve been asked to moderate a panel on social and human issues in Africa (people, politics, policy). What an honor. I expect that much will dovetail also with economics (including, of course!, microfinance).

My Africa trip planning has also gotten a kick start thanks to the new Offbeat Guides. The concept is fantastic — customized travel guides for cities / places around the world that are created online (and then formatted into a printable, pocket-sized, user-friendly PDF). Included are weather forecasts, festivals and special events, etc. specifically for the dates you will be there. No more lugging around bulky travel guides of which only 10% of the info is relevant at any given time. No more worrying if you lose a guide en route (or anger at oneself if you loan it to a fellow traveler who unexpectedly takes the next bus out of town and leaves you stranded in a rural village in, say, outer Mongolia). I test-drove the site by creating a guide for Addis Ababa. More detailed info is definitely still needed for this particular city, though I doubt Addis is high on most people’s travel wish list and am confident it’ll be better by the time of my departure. What I would like to see most of all, however, is a travelogue component to each Offbeat Guide. Not least because of my own travelogging passion and tenure — maybe I’ve finally found another outlet-idea for them? — but especially because thanks to others’ feedback to mine, I believe that candid, offbeat, first-hand recounts of “stuff that wouldn’t normally be found in guidebooks” can be truly invaluable in helping others to see the world in a new perspective, whether doing so on-the-road or in an armchair at home.

On that note, six weeks… and counting!

This travelogue documents my return through the north-eastern regions of Thailand (collectively known as Isaan – I worked my way through Bangkok, Chiang Mai and the like earlier and that travel tome remains to be posted) and then up the length of Vietnam…

Merhaba! Xin chao!

Another great travel phase – post-Malaysia and pre-Philippines. More unexpecteds, more surprises, and more confirmation that the best strategy when traveling is to let a country reveal itself to you. It is all too often counter-productive to arrive with too many preconceptions, and far better to allow yourself to absorb new surroundings slowly, quietly, gently.

What a time. What places, what culture, what feelings… and of course, what history. An exciting, rewarding opportunity to put names with places with events, to relegate the history books to the shelf and discover, experience, and come to “know” these areas first-hand and of my own accord. Especially in Vietnam, to scratch varied and deeper levels of society, to get to know the people and understand the pulse, rhythm, energy and spirit of the country at quite an intimate level.

But first, backtrack to Thailand and what seems now like a world away. I returned from Laos via the less-touristed, more off-the-beaten-track route through northeastern Thailand. My goal of flinging myself as far as possible into the more remote and lesser known regions was successful, and I was reminded once again that (and why) I prefer small provincial capitals to bigger cities and other “hot spots”. Though the markets were among the dirtiest and smelliest of any in existence (I saw enough swarms of flies to last a lifetime) and the total lack of English script was genuinely problematic at times, nevertheless the lessons in body language communication and what it feels like to be uncomfortably foreign were entirely worth it.

Just across the Mekong River border from Vientiane (the capital of Laos) is the small, quiet, pleasant town of Nong Khai, Thailand. A college friend of mine had spent three years in the Peace Corps in this province, so after sending and receiving many postcards and letters with this destination I had to visit – if nothing else out of simple curiosity. What I found far exceeded my expectations. The site for which Nong Khai is best known is the Sala Kaew Ku, a park of gigantic concrete (!) sculptures. Constructed by the eccentric Lao artist-monk Boun Leua Sourirat in the aftermath of 1975 events (when he fled his home country), the park is an amalgam of 10-20 meter high Hindu and Buddhist deities, nine-armed medusas with five-cobra heads, elephants and packs of wild concrete dogs, and the collection’s centerpiece, The Wheel of Life. This series leads you figuratively through a “cycle of life in concrete” by entering the garden in an embryonic form and circling clockwise through sculptural representations of the other phases of life. I can’t say that my life perspective was changed by the visit, though it did provide ample reason to pause for thought…

My visit to the Village Weaver Handicrafts Self-Help Project was also thought-provoking. I went here with the hope of purchasing a hand-woven and hand-dyed indigo sarong and in left with a great deal of inspiration and hope as well. This grass-roots project was spearheaded by a group of Good Shepherd Sisters in 1981 and (without getting into a debate about the Sisters themselves – a topic for another time) with the goal of encouraging young rural women to remain locally and to resist the temptation to head to bigger cities, where the vast majority quickly end up in dead-end, dangerous prostitution. By teaching them valuable skills and a solid work ethic, the project has made significant contributions both to artisanal craft traditions and to the maintenance of local social harmony. The program itself can proudly boast a 95% artist-participant retention rate.

From Nong Khai I headed to the province of Chaiyaphum, precisely because it was touted as “the least visited province in all of Thailand” and the Lonely Planet guidebook gave very little information about it. Sounds perfect to me! Besides taking a personal morning tour with the owner of the guesthouse where I stayed (she took me under her wing, shocked that I was travelling alone – once again, what others saw as strange and potentially dangerous I considered to be a great advantage) to some small silk villages in the area, there was not much to do. The silk-making process is fascinating and we were able to see it in its entirety, from feeding the worms all the way to loading the spools of thread on the loom. Did you know that they boil the worms to extract the soft filaments? That is quite a sight to observe. Far more memorable for me however was being grabbed suddenly by the arm and having a tiny, grey-haired woman shout loudly in my face, “You! You! #1! Beautiful! You!” and then just as suddenly letting me go. Or the process of ordering food from non-English speakers at the open-air night market. The four gestures to know are: (1) point to the ingredients that you would like to have cooked, (2) hold up one index finger (to indicate one serving), (3) smile in hopes that they will then begin to cook it and (4) the favorite thumbs-up motion to indicate “it is delicious – thank you!”

Ah, the simple things in life.

The next travel segment was not so simple, however. Even though I opted not to visit Cambodia (and hence bypass Angkor Wat) on this trip, I still wanted to see some Khmer ruins. The best ones in Thailand are at Phanom Rung, which is located about six hours from Chaiyaphum and one hour from the Cambodian border. I am glad I made the effort to get out there, but the day nearly did me in. There is no public transport, so I had to rent a clackety derelict moped for the day. Nor are there any public facilities such as cafés or the like en route, so once the searing heat of midday set in I was toast. It did feel distinctly adventurous and the setting was spookily spectacular. All I could think of was The Killing Fields movie, and indeed the landscape was barren, shrubby, dry, and dotted intermittently with small, smoky fires. A wasteland. The ruins were singularly incredible, to be sure, and I never realized the artistic elements and style unique to the Khmer Empire (roughly from the 11th to the 13th century) until that day. Lots of birds, snakes, lotus leaves, phallic pillars and prangs (towers) to worship, that now are pervaded by a crumbly, rosy, weedy, decadent ambience.

Finally I made it back to Bangkok and was ready for my flight to Saigon. ‘The land of smiles’ was still smiling at me – and I at it – upon departure, just as it had when I arrived. However (Phanom Rung aside) it was not a particularly challenging country to visit, nor did it engage my senses or force me to stretch to the degree that I like (don’t ask my why I crave that!). In retrospect I would say that my two biggest challenges were the humidity and the fiery-hot chillies – so not exactly tops on my list of all-time travel ardors, but nonetheless plenty of fond memories of Thailand shall remain.

And so… on to Viet Nam. Arrival in Saigon (aka Ho Chi Minh City), and within 10 minutes I could sense a new, different energy and dynamism in the air and knew already that I would like the place. ‘Like’ is an understatement! My quickest-on-record easy transit through the airport was an omen of good things to come. Oh where to begin? Saigon is an ideal place to start any journey in Viet Nam, as its sites, people and atmosphere enable visitors to get a sense of overall history and contemporary society, and especially to put the past 50 years in clearer perspective. The first significant difference I noticed was that of the Orient. Gone were forks and out came chopsticks. Alongside the Latin-script-based Quoc Ngu (literally ‘national writing system,’ created in the 17th century by the French Jesuit missionary Alexandre de Rhodes) were Chinese ‘nom’ characters. And many people were preoccupied with feng shui. This last fact I learned when I went into a shop, tried on a shirt, but was informed that no mirror was available for me to look at because the shop’s door was facing the wrong direction. I can’t help but think that approach is not always good for business!

Further observations on Viet Nam and its history were made and insight gained by visits to the Reunification Palace and the War Remnants Museum. The former is where North Vietnamese troops tanks stormed and raised their flag on 30 April 1975, and the latter is where Viet Nam-at-large tells its version of the wars with France and the United States, on its own turf and in its own words. Not surprisingly it was not an easy visit; the pictures are graphic (as are the severely deformed – thanks to agent orange and chemical warfare – fetuses kept in jars of formaldehyde) and the captions blatantly anti-West and openly hostile. However, I would not have missed it and think it is absolutely critical that such an exhibit exist and that the Vietnamese may consider it fully ‘theirs.’ Furthermore, not once during my visit did I detect or was I the recipient of any sort of animosity towards this end. In fact, the people were SO friendly, pleasantly ‘in-your-face’ and seemingly almost ‘forgetful’ of the recent past that I found it almost disconcerting. (More on this below…)

The single greatest shock to my system was that of Vietnamese transport and traffic. I thought that Delhi was dirty and Bangkok chaotic, but Saigon wins the prize hands-down for both. That said however, I LOVED being a part of the mayhem! Forms of transport include the following:

  • Bicycles. I am convinced that Viet Nam is second only to China in terms of the sheer number of foot-powered two-wheeled vehicles. Have you ever seen 10 rows of bikes going at warp speed down a 2-lane street with close intersections and no stop signs or lights? I have now! I also came to the definitive conclusion that there is no relation between bike size and rider size in Viet Nam; never have I seen so many small people riding bikes far too large for them, nor the corresponding opposite. Yet very few accidents… hmmm.
  • Boring metered taxicabs and cars. There are almost as many motorcycles as bikes, including the occasional vintage model and the well-known ‘Honda Om’ (which in fact can be of any make– the only difference is that it’s available for hire). You simply walk up to any man loafing about near a motorcycle on the street, state your destination, negotiate a price, climb on the back, hold on for dear life, and they whisk you off.
  • And finally, my favorite… the cyclo. This last mode is virtually an institution in itself, and certainly may be considered a national symbol. Basically it is a high bicycle with a large padded seat protruding from the front. The difference is that the passenger sits in -front- of the driver, and hence sees and experiences all the action-chaos-and-near-collisions first! I thought that the cyclos were great and the drivers most cordial (interestingly, many of them are former doctors, businessmen and intellectuals who fell out of favor when the North was victorious and hence lost their jobs post-1975). However, I quickly had to develop a stomach and nerves of steel.

Bicycles, bicycles everywhere. Everyone rides them – men going to work, kids going to school, women going all sorts of places. While I found the Vietnamese people collectively to be very elegant, handsome, and exceptionally cultured compared to some other places in Southeast Asia, the expressions of female beauty were all too often simply astounding. In contrast to the ‘bowl’-style haircut favored by 99% of Thai women, in Viet Nam hair is worn long, straight, and neatly pulled back. But physique is only one factor contributing to such grace and beauty; in my opinion, equally important is fashion. The traditional Vietnamese ‘ao dai’ dress is stunning; usually made of fine silk, it consists of a long, flowing, collared tunic that splits just above the waist on the sides and is worn over long, loose, wide-legged silk trousers. Although initially discouraged by the government in Hanoi, they are now making a comeback and are by far the most common form of attire for women. Another fact I found neat (to say nothing of satisfying on a personal level, given how much SPF 80 I’ve had to account for in life) is that fair skin is considered to be a mark of great beauty by Vietnamese women, who will go to great lengths to stay pale. Their efforts include always wearing a hat (the conical bamboo ones being the most photogenic), walking under an umbrella and – my favorite – sporting arm-length silk gloves around town. The gloves reminded me exactly of ‘the olden days’ in the US, except that in Viet Nam they are wearing jeans and riding a motorcycle at the same time! Needless to say, they found my uber-fair skin to be remarkable, and unlike the villagers in Laos were not taken aback by my freckles. Perhaps my complexion has found a sister home halfway around the world?

From Ho Chi Minh City I began my gradual trek northward. My first stop was 6 hours inland and northeast, in the mountain hamlet and former French hill station of Dalat. Continue Reading »

My dear friend Eleanor has been visiting for several days from London, as part of her North American odyssey. We’ve had a grand time together, but even more, her travel blogs are simply fantastic. Check out Urbantics here.

I have learned so much about my own backyard (like the SF Streetcar Museum), to say nothing of places like Chicago and Toronto… a real delight, and about as close to “armchair travel” as someone like me is likely to get! The only downside to our adventures was my bicycle theft — stolen in broad daylight at the Ferry Building Farmer’s Market. Little did I know, as we munched happily on pluots, Asian pears and figs of all sizes, that someone was taking a pair of giant cutters to my lock. Sigh.

I miss both Eleanor and my Specialized Dolce road racer dearly now, so thank goodness for insurance — though nothing can replace a good friend! Methinks it’s time to review and re-post another one of my travelogues from the past…

After not weeks but literally months of difficulties with Flickr uploader (including admittedly stretches of time in which I just gave up trying to trouble-shoot — even with help from the Flickr experts), several sets of photos from this year are online. Here’s the shortlist of links:

Southern India (Tamil Nadu, Karnataka — March / April 2008)

Romania and Bulgaria (July 2008)

Ella and Amelia’s SF visit (and other summertime antics)

Titles and tags will likely still take some time, but for now long live the Flickr gods — and may they continue to smile upon my laptop as they have today…

Last night I went to a reception for MicroBike USA and the One Hen children’s book about microfinance.  The event was co-hosted by Wokai, SVMN and Accion and featured the six MicroBikers who cycled across the USA to raise money for — and awareness about — microfinance, along with One Hen author Katie Milway Smith.

It was a unique opportunity to further expand the microfinance community to include “younger” generations, whether university- or elementary school-age.  My only complaint was that, if the event is titled “Youth in Microfinance” and the goal is to educate and excite youth about global economic development, then do not host it in a venue that is over-21s only.  To have to turn away the very people who you want most to attract seems to me not only counter-productive, but also an entirely preventable situation.  What about a local cafe, bookstore, school campus or neighborhood library instead?

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